Net income was $447.3 million for the next quarter of 2012, compared with $522.6 million for the second quarter of 2011. Revenues of $8.18 billion for the second quarter of 2012, weighed against $7.69 billion for the second quarter of 2011. The increase is due to higher Medicare superior from Medicare Advantage membership growth and the addition of Genworth’s Medicare Supplement business, higher Commercial Health Care premium from higher mainly premium rates offset by lower Commercial Insured membership partially, and higher fees and other revenue from the inclusion of mainly revenues from our additional 2011 acquisitions. Total Revenue for the second quarter of 2012, which include net realized capital benefits, was $8.19 billion weighed against $7.71 billion for the next quarter of 2011.That’s the awful message that people give ourselves. Self-punishment. Stranger Even, often we get a subtle thrill from it all. Or we become if enduring the punishment can be some badge of honor. In a nutshell, our pain could make us feel special, and we don’t want to stop that twisted sentiment. Therefore, it is kept by us up. But think about this: What if you’d no desire – – ZERO Inclination – – to criticize yourself, hold yourself back again or believe you are less than? In other words, we wave a magic wand and, presto! You are healed and fully with the capacity of living in peace, joy and success.